Your Debt is our Prey

We’ve helped over 2,000 clients clean their credit in as little as 30 days and secure homes, cars, credit cards, and funding with confidence

Are you ready to take charge of your financial future?

We’ve helped over 2,000 clients clean their credit in as little as 30 days and secure homes, cars, credit cards, and funding with confidence

Are you ready to take charge of your financial future?

Your Debt is our Prey

We’ve helped over 2,000 clients clean their credit in as little as 30 days and secure homes, cars, credit cards, and funding with confidence

Are you ready to take charge of your financial future?

Why Choose Approved Today Financial Solutions?

Results in as Little as 30 Days

Over $1 Million in Debt Removed

2,000+ Satisfied Clients

5 Star Client Review Across the Board

What We Can Remove

FORECLOSURES

COLLECTIONS

CHARGE-OFFS

STUDENT LOANS

JUDGMENTS

MEDICAL BILLS

LATE PAYMENTS

REPOSSESSIONS

PUBLIC RECORDS

BANKRUPTCIES

CHILD-SUPPORT

HARD INQUIRIES

Here's How It Works

Select Your Plan

Start your journey by selecting and purchasing a credit repair plan.

We Dispute Negative Items

We get you onboarded by one of our credit experts. To start the dispute process.

Watch Your Credit Score Improve

See results in your client portal updated every 35-40 days (sometimes in just 2-3 weeks).

FREE 15-MINUTE CONSULTATION CALLS

Consultations are completely optional—many of our clients join without ever booking a call because our results and reviews speak for themselves. But if you’d like answers before getting started, we’ve made it easier than ever to connect with our team!

  • Questions about repairing your credit?

  • Want to learn how we’ve already transformed thousands of lives?

  • Funding Opportunities For after credit repair?

This is your chance to get clarity, confidence, and direction—in just 15 minutes with our expert team. —No charge, no excuses.

About

Hi, I’m TheCDrayton, the founder of Approved Today Financial Solutions, and I know firsthand how life-changing great credit can be—because I’ve been where you are. Just a few years ago, I was drowning in debt with a credit score in the 400s. It felt impossible to climb out, but I refused to let bad credit define me.

By using the very same strategies I now offer my clients, I transformed my credit score from the 400s to an impressive 800 in less than a year. That transformation didn’t just fix my credit—it changed my life. I eliminated financial burdens, achieved financial freedom, and leveraged my credit to build cash flow and wealth through real estate investments.

What sets me apart? I’m not just another coach or credit repair expert—I’m relatable because I’ve been in your shoes. I know the frustration of debt, the embarrassment of credit denials, and the anxiety of financial instability. And I also know the joy of breaking free, living debt-free, and thriving with financial opportunities that once felt out of reach.

If you’re ready to transform your credit, rebuild your financial future, and even create cash flow through strategic credit use, I’m here to guide you every step of the way. Let’s turn your struggles into success and your goals into reality—together. Are you ready to take the first step?

About

Hi, I’m TheCDrayton, the founder of Approved Today Financial Solutions, and I know firsthand how life-changing great credit can be—because I’ve been where you are. Just a few years ago, I was drowning in debt with a credit score in the 400s. It felt impossible to climb out, but I refused to let bad credit define me.

By using the very same strategies I now offer my clients, I transformed my credit score from the 400s to an impressive 800 in less than a year. That transformation didn’t just fix my credit—it changed my life. I eliminated financial burdens, achieved financial freedom, and leveraged my credit to build cash flow and wealth through real estate investments.

What sets me apart? I’m not just another coach or credit repair expert—I’m relatable because I’ve been in your shoes. I know the frustration of debt, the embarrassment of credit denials, and the anxiety of financial instability. And I also know the joy of breaking free, living debt-free, and thriving with financial opportunities that once felt out of reach.

If you’re ready to transform your credit, rebuild your financial future, and even create cash flow through strategic credit use, I’m here to guide you every step of the way. Let’s turn your struggles into success and your goals into reality—together. Are you ready to take the first step?

Choose Your Pricing Plan

The Pay As You Go Plan

We remove Collections, Inquiries, Repos, Charge Offs, Late Paymnets, Bankruptcy, Medical Bills, Child Support!

  • No long term contract

  • Cancel at anytime

  • 24/7 Client Support Team

  • Stay Only If Its Working

  • Free Tradeline Package

  • Free 100k Funding Consultation

$129.99

/monthly

The Legacy Plan

Removal of Collections, Inquiries, Repos, Charge Offs, Late Pays, Bankruptcy, Medical Bills, Child Support! 5 Rounds Included

  • Updates are sent every 45 day

  • 24/7 access to client portal

  • 24/7 Client Support team

  • Free Tradeline Package

  • Free 100k Funding Consultation

$600

The Legacy Couples Plan

Removal of Collections, Inquiries, Repos, Charge Offs, Late Pays, Bankruptcy, Medical Bills, Child Support! 5 Rounds Included

  • Updates are sent every 45 day

  • 24/7 access to client portal

  • 24/7 Client Support team

  • Free Tradeline Package

  • Free 100k Funding Consultation

$1,000

Client success stories

STILL NOT SURE

Frequently Asked Questions

How does the AI-powered credit repair process work?

Our advanced AI software imports your credit report seamlessly. It then automatically generates negative dispute letters tailored to your report, saving you time and effort. You can customize and print these letters through our user-friendly interface, and we take care of the mailing process for you.

What types of negative items can be removed?

We can help remove various negative items, including judgments, collections, late payments, and inquiries, from your credit report.

How long does it take to see results?

Our service aims to improve your credit score in less than 90 days. However, the exact time frame can vary depending on your individual credit situation.

Is there a guarantee on the results?

Yes, we offer 100% guaranteed results. Our goal is to help you see a significant improvement in your credit score and the removal of negative items from your credit report.

Can I cancel the service at any time?

Yes, you can cancel your subscription at any time without any penalties or additional fees.

How can I get started?

Getting started is easy. Simply click on the "Start Now" button, and follow the prompts to upload your credit report and let our AI-powered software begin the repair process.

Take Control of

Your Credit Today!

© 2026 | All Rights Reserved

Results will vary for each individual. Testimonials shared are personal experiences and are not intended to guarantee or imply that you will achieve the same outcomes. Approved Today Financial Solutions provides tools and services to support your journey toward financial empowerment but does not promise or warrant specific results.